What this is, and what it isn't

This is part of our series where we ask ChatGPT to review the published inclusions of Australian project home builders. This one looks at the Luma inclusions brochure from Hallmark Homes, a Queensland builder based on the Gold Coast.

ChatGPT's comments below are based only on the published Luma inclusions brochure. I've checked them and added my own notes where it got things wrong or missed Queensland context. This is not a review of Hallmark's workmanship, service or track record. AI output isn't unbiased or verified, and an inclusions list tells you nothing about how well a house is built. Use it as a starting point for the questions you ask, not as a verdict.

We followed the method set out in the first post of the series:

AI-Powered Builder Reviews Of Project Builder Specifications
Understanding builder specifications and inclusions lists can feel like solving a puzzle without knowing the rules of engagement. That’s why we’re launching a new series asking ChatGPT to provide clear, unbiased reviews of the major Project Builders.

Check out our original post about this blog series here. Get the Master Prompt and try it yourself.

C4 - Asking the Right Questions Checklist

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Last updated 22 Oct 2026 · Revision 2 · Free updates for life

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The specification, section by section

Structure and compliance

  • Slab. Designed to AS 2870 for an "S" (slightly reactive) site class. Many suburban sites in South East Queensland are "M" or "H" class, so expect an upgrade once your soil test is done. No allowance is made for piers.
  • Termite protection. Stated as compliant with AS 3660.1 using the slab and physical barriers. My note: that's a normal approach. Whatever system you get, the builder must leave a durable notice in the meter box, and you'll need regular termite inspections for the life of the house.
  • Wind rating. Built to N2. Coastal, hinterland and elevated sites often need N3 or higher, which is at the owner's expense and can add thousands.
  • Energy efficiency. The brochure refers to a 6-star rating. My note: since 1 May 2024, new homes in Queensland generally need 7 stars under NCC 2022, so check the brochure you're given is current and ask how 7 stars will be achieved on your design and orientation.
  • Roof sarking. None under the Colorbond roof. My note: sarking or an insulation blanket under a metal roof isn't always required, but it helps with heat, noise and condensation. It's one of the cheapest upgrades to do now and one of the hardest to add later.

Materials and finishes

  • Framing. H2 treated pine, which is standard. No mention of frame straightening tolerances, which affect how cornices, tiles and cabinetry line up.
  • Paint. Three-coat internal system with one wall colour. Extra colours and feature walls cost extra.
  • Kitchen benchtops. 20mm reconstituted stone, with no waterfall ends.
  • Kitchen cabinetry. Laminated board with PVC edging. Soft-close drawers are listed for vanities, not the kitchen.
  • Appliances. Entry-level 600mm units.
  • Splashback. Ceramic tiles from a limited range.
  • Bathrooms. Acrylic bath, rail shower and framed mirror. Tiling 500mm above the bath and a single skirting tile in the WC. My note: tile height is mostly about looks and cleaning. What protects the house is the waterproofing behind the tiles, which must comply with the NCC and AS 3740 regardless.
  • Laundry. 45L tub and tiled splashback. No bench or extra cupboards.

Internal fixtures

  • Wardrobes. Sliding doors with vinyl inserts and melamine shelves. The walk-in robe gets a rail and shelf only.
  • Doors and hardware. Flush primed internal doors, basic lever sets and an 820mm glazed front door.
  • Ceilings. 2400mm high with standard cornice.

Electrical and safety

  • Lighting. Batten holders with compact fluorescent globes, not LED.
  • Power points. Described as "ample", with no schedule.
  • Smoke alarms. Hardwired. My note: Queensland law requires interconnected photoelectric smoke alarms in every bedroom, in hallways connecting bedrooms to the rest of the house, and on every storey. Confirm the specification says so.
  • TV and data. One point each. Most families will want more.

External

  • Roof. Colorbond without sarking (see above), with Colorbond fascia and gutters.
  • Garage. Sectional door with two remotes. No mention of weather seals.
  • Brickwork. Standard clay bricks from the builder's range.

Site works

  • Allowances of 1m cut and fill, 50 lineal metres of sewer and stormwater and 10 lineal metres of water connection.
  • Rock removal, retaining walls, piers and bushfire or acoustic requirements aren't included.
  • My note: on a sloping or irregular block, these allowances will run out. Get site costs fixed after the soil test and contour survey, before you sign.

Warranty

  • Structural warranty. 30 years, as advertised by the builder. Check exactly what it covers and what conditions apply.
  • Defects period. 12 months. ChatGPT said this was "NCC-compliant", which is wrong: the NCC doesn't set defects periods. Twelve months from practical completion matches the QBCC New Home Construction Contract. Separately, QBCC home warranty insurance covers structural defects for up to 6 years and 6 months, and non-structural defects that appear within 6 months of completion.

What's not included

The brochure's "more home for your money" pitch needs reading alongside what's missing:

  • LED lighting
  • Tiled living areas
  • Air conditioning
  • Flyscreens
  • Stone waterfall ends
  • Ceiling height upgrades
  • More than minimal power and data points
  • Roof sarking

These are cost-sensitive choices, not necessarily bad ones, but you should budget realistically for them.


The language in the brochure

ChatGPT also compared the brochure's language with the precise language of the NCC and Australian Standards. This is the most useful part of the exercise, because these phrases appear in plenty of builders' brochures, not just this one.

  • "Up to" (for example, tiling "up to 710mm above benchtops"). That's a maximum, not a promise. Ask what height you'll actually get.
  • "Plan specific." The inclusion may not apply to your floor plan. Check your own plan, not the display home.
  • "From builder's range." Ask for the range before you sign, so you know what you're choosing from.
  • "Ample" power points. Ample isn't a number. Ask for an electrical plan with every point marked.
  • "Where required for NCC compliance." This means the code minimum, not best practice.

The brochure also gives no performance figures: no insulation R-values, no window U-values or SHGC, no WELS ratings for tapware and no acoustic details. That makes it impossible to judge comfort or running costs from the brochure alone.

Marketing phrases such as "you'll be thrilled" and "the best of the best" can't be enforced. That's normal for a brochure. The point is that the brochure isn't your contract. Every inclusion you care about needs to be written into your contract specification and drawings, with quantities, brands and standards.

Questions I'd ask before signing

  1. Is this brochure current, and how will my design achieve 7 stars?
  2. What site class and wind rating have you allowed for my block, and what will upgrades cost?
  3. Can I see the full builder's range for each selection?
  4. Can I have an electrical plan showing every power point, light, data and TV point?
  5. What would sarking, LED lighting and flyscreens cost to add now?
  6. Are site costs fixed in the contract after the soil test and survey?

My Asking the Right Questions checklist above has many more.

More reviews in this series