š¤ Howdy Readers
In this newsletter, you'll find:
š¬ļø Post 1 - šø Taming the Housing Boom: Can APRA Help Cool Prices?
Think interest rates falling means relief?
Not always. In this post we explore how the Reserve Bank's rate cuts in early 2025 make borrowing cheaper, but also invite a wave of investor activity that threatens affordability for everyday Australians.
Why it matters to you:
- When the RBA lowers interest rates, investors rush back in, bidding up prices and edging out first-home buyers.
- APRA (the Australian Prudential Regulation Authority, which regulates the banks) could help rebalance that demand in favour of owner-occupiers.
Why give it a read:
You'll come away understanding how tools like mortgage serviceability buffers or caps on investor lending could make housing more accessible for first-home buyers.
š Want to dive deeper? Read the full article for a thoughtful take on housing reformāand why it might just hinge on APRA stepping up.
š¬ļø Post 2 - š§ Can You Lay Dirty Bricks? What the Standards SayāAnd What You Can Do If They Have Been
Hereās what youāll learn in the article:
- Leaching and staining: If bricks were muddy before laying, thereās little risk of ongoing mud leaching through the wallāunless the wall remains damp continuously. But mud with high oxide content could subtly discolour mortar over time. Essentially, clean bricks dry and breathe properly under normal conditions.
- Compromised mortar bond: Mud-covered bricks may contaminate the mortar mixāintroducing fine silts or pigments that weaken the mortar or affect colour and adherence. Meets the standard? Maybe not.
- Flood-exposed bricks: Saturated bricks might reduce Initial Rate of Absorption (IRA), undermining mortar bond strengthāunless a skilled bricklayer adjusted the mortar accordingly.
- Standards don't mention 'dirty bricks' explicitly, but AS 3700 and AS 4773.2, along with guides like the QBCC Standards and Tolerances Guide in Queensland and the NSW equivalent, expect clean, well-finished faƧades. The NCC refers to these standards for structural compliance and durability, but aesthetic cleanliness is enforced more by best practice than by regulation.
š Curious about muddy bricks and masonry standards? Click the banner below for the full post:
š¾ Software of the Week: OnlineGantt
(this is not a sponsored post, we are just trialling & testing a boatload of software currently, prior to starting two new projects soon).
š„ļø OnlineGantt: Your Quick & Simple Gantt Chart Maker
What is OnlineGantt?
OnlineGantt is a web-based tool that lets you build visual project timelinesācalled Gantt chartsāto plan and track tasks. You donāt need to install anything or sign up; it works right in your browser (any browser).
Why use it?
If youāve ever struggled to explain whoās doing what and when in a projectāwhether a home renovation, event planning, or small work projectāOnlineGantt fixes that. It turns tasks into a clear visual layout, so everyone just gets it.
What we like about it:
- Super affordable: You can get started with the free versionāno cost, forever. For cloud saving and easy sharing, itās just around USDāÆ$4/user/month.
- Revision saving: Keeps multiple drafts so you can revisit past plans.
- Easy to use: Drag a task and drop it on the timelineāno training or tech knowledge needed.
- Public share links: Quickly share your chart with teammates or clients via a linkāno accounts required.
Who is it for?
Freelancers, small business owners, teachers, students or anyone who wants to keep project plans organised and visual. Perfect for users who donāt need complex dashboards, just clarity without paying an arm and a leg!
What about tech requirements?
Itās browser-based and works on any device with an internet connection. Thereās no app to downloadāand it handles most screen sizes well. (Note: interface is very simple and mobile layout may feel basic.)
š Learn more about OnlineGantt by clicking the link below:

ICYMI - the most important construction news from this week
š The latest residential construction news from new sources around Australia for the news week ending 26-07-2025 š„
News Theme of the Week
"Perception Over Reality ā Keeping the Housing Mirage Alive"
This weekās news cycle was heavy with government gestures, developer-friendly finance schemes, and public discontentāwrapped in a layer of upbeat market spin. From ābuild now, pay laterā housing offers and AI solutions to planning backlogs, to warnings of bubble risks and interstate investors pricing locals out, one message comes through: itās all about maintaining confidence, even if itās built on shifting ground.
Governments and industry players seem more focused on preserving the illusion of progress than addressing the root causesālike speculation-driven demand, supply misalignment, and un-affordable entry points. Itās all smoke, mirrors, and maintaining momentumāeven if people canāt afford the ride.
Music of the week
āEverybody Wants to Rule the Worldā ā Tears for Fears (1985)
weāre dancing to a hopeful tune, but the foundations feel less stable by the day.
Why this song? It's smooth and upbeat on the surface, much like the headlines trying to paint a healthy market, but the lyrics are loaded with manipulation, illusion and power imbalance.
Itās about control and consequence. Just like the current housing market: keep the good times rolling, no matter who gets left behind.
Can't see the video embed below? Click here to watch on Youtube.
We've highlighted our favourite news articles for the week by marking with a š§āāļø or five (yes, we've now changed to Wizards instead of Tacos - because we all need a little magic to make affordable housing appear!).
20-07-2025
East Perth residents rally against planned conversion of Fraser Suites building into public housing ā [LINK]
Units to outpace houses for price growth in 2025: REIWA ā [LINK]
š§š§ Aussies are expecting big house price gains ā [LINK]
Our comment: Gotta keep the Kool-Aid and the rhetoric flowingāhouse prices donāt hit new records on facts alone. After all, perception is reality.
Article excerpt: "Australia is beginning to resemble a housing bubble with an economy attached."
Melbourne suburbs face 'bubble' risk amid interstate investor frenzy ā [LINK]
š§š§š§ Knauf launches Permarock cladding for the Australian market ā [LINK]
*Our comment:* This looks like a sweet product. Canāt wait to get my hands on it and play with it (drill it, cut it, fix it: my kind of fun). Also, check out CSR Glasroc X (and F) here. Since CSR Plasterboard was acquired by Saint-Gobain in 2024, weāre now seeing products hit the Australian market that were previously only available internationally. This means builders can now construct better building envelopes using these two systems.
No developer requirements mean limited affordable homes for SRL East, CHIA Vic warns ā [LINK]
21-07-2025
Building approvals rise, but more needed to hit housing targets ā [LINK]
The tax change that could allow thousands of new homes, ease rental pressure ā [LINK]
Record investment in social and supported homes ā [LINK]
Interstate investors swarm NT homes, shutting out local buyers and raising rent prices ā [LINK]
22-07-2025
š§š§ Overhauling contentious tax break would help hit housing target, new report says ā [LINK]
Demographic change drives Aussie housing shortage ā [LINK]
š§ Finally, a sensible housing policy solution ā [LINK]
Home ownership boost through Help to Buy program ā [LINK]
23-07-2025
Housing crisis: Baby Boomer tax cut could help first home buyers ā [LINK]
Reward investors who build: The smart plan to ease the housing squeeze ā [LINK]
Australian housing values chalk up fifth straight monthly gain ā [LINK]
š§š§š§ Efficiency vs supply ā [LINK]
24-07-2025
The double-edged impact of rate cuts on housing ā [LINK]
25-07-2025
š§š§ Queensland family faces loss of $45,000 home deposit in Rochedale development dispute with Kinslake ā [LINK]
Our comment: Engaging a lawyer to review your contract before signing probably feels like paying for insuranceāyou donāt like doing it, but if something goes wrong, youāll be glad you did. This isnāt a great situation for anyone involved.
š§š§ Build now, pay later: new finance deals rolled out across NSW home projects ā [LINK]
*Our comment:* Our take on this ābuy now, pay laterā scheme for housing? Youāre just deferring payments youād be making anywayāand paying a premium to the provider for the privilege. If the offer is only available on āselectedā lots, the extra cost is likely built into the land value. Essentially, youāre funding your own rent while also paying a fee for the service. There is no free lunch. Itās a smile-and-nod deal: everyoneās friendly while youāre being taken for a ride.
How AI could cut the red tape so we can build 1.2 million homes ā [LINK]
Our comment: Yes, AI can carry out repetitive tasks quickly, but it still needs proper oversight. Itās not that the tech is badāit's how it's implemented. Any rollout needs to be thoughtfully managed or it could create more problems than it solves.
Labor urged to āscrapā CGT discount on housing ā [LINK]
š§š§ This $2.5b shopping mall deal could help solve the housing crisis ā [LINK]
š§ The Private Credit Generation: How Baby Boomers Have Skewed Development Feasibilities ā [LINK]
26-07-2025
š§ Aussie Developerās Timber Model Wins Support from Heavyweights ā [LINK]
š§š§ Brokers expect business boost from federal housing policies ā [LINK]
š§š§š§ Retirement living exit fees slammed ā [LINK]
Our comment/opinion: Deferred Management Fees (DMFs) are predatory. Most buyers donāt fully grasp the long-term impact of signing these contracts. The provider benefits enormously from capital growth while the buyerās estate gets nothing. All future value is consumed in this modelāthe buyer becomes a financial asset used to grow someone elseās investment portfolio. It wouldnāt surprise me if these companies are predicting lifespans and using that data to leverage debt. In my view, this is the lowest of the lowātreating elderly Australians as little more than equity units in a financial model. Disgraceful.
On why the housing crisis will make for a heated meeting this Sunday at Marrickville in Labor heartland ā [LINK]
*Our comment:* Divide and conquer, baby. While people argue over the small stuff, government keeps piling on debt, pushing house prices up, and collecting more tax to fuel spending. Meanwhile, resource royalties are wasted, and the housing market ends up subsidising industries that donāt pay their fair share. How much debt can Australians shoulder before it all comes crashing down? Is the tipping point a $2m price tag for a 4ābedroom, 2ābath, single-storey brick veneer? $2.5m? $3m? Eventually, the music stops, the lights come on, and everyone scrambles for the exit (robodebt, anyone?).
NSW Delivers First Modular Homes Under Offsite Housing Plan ā [LINK]
*Our comment:* Iām confused. Maybe itās my limited understanding of how things really work, but I donāt get why, in a country as vast as Australia, the only solution to housing affordability is to build smaller and smaller. Is 110m² going to be the new normal for house-and-land packages? Something here feels deeply brokenāeither Iāve got the whole thing wrong, or weāre all being short-changed.
The Last Word
This weekās headlines danced between hopeful announcements and hard realitiesāmodular homes delivered, AI to cut red tape, and families losing deposits in developer disputes. Somewhere between the promise of 1.2 million homes and the fine print of ābuild now, pay later,ā it became clear: weāre still mistaking movement for progress.
Whatās missing isnāt just policyāitās perspective. A home is more than a product. Yet the language of housing has been reduced to numbers, incentives, and schemes. Like we can spreadsheet our way out of a crisis thatās as emotional as it is economic.
And maybe thatās why so many of us feel like weāre treading waterādoing all the right things, yet watching the life buoy drift further away. Weāre told the system is working, even as it slips further from the everyday person. āPerception is reality,ā they say. But reality doesnāt care what you believeāit just keeps knocking.
So hereās to those still asking the hard questions, still showing up, still not buying the gloss. Maybe what we need isnāt another taskforce or tax tweak, but a quiet moment to ask: what kind of future are we actually building?
š„ As Fleetwood Mac once said, āYou can go your own way.ā And maybe we shouldābecause the current path seems more about preserving illusions than delivering homes.
Until next week, build thoughtfully.
Can't see the video embed below? Click here to watch on YouTube.
š¶āš«ļø That's all of today
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PS: Quality Management Checklist Access
All our checklists are listed on the Checklists page, via the Checklists link in the navigation menu or directly at https://www.constructor.net.au/checklists/.
Only C1, CINS and The Trade Tool are free to download. Our other checklists are paid, and you can preview each one before you buy.
⬠Each checklist is formatted for A4 paper and ready to print. The files are larger than typical PDFs because they're saved in CMYK (print-ready) format, so they may take a little longer to download.
Enjoy the checklists, we hope they help you identify quality improvements in your new home or next project - or at least, get you thinking.
C12 Fixing Stage recently added to the list
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